Transfering Credit Card Balance

Recently, I noticed how many charge card offers I was getting in the mail. I couldn’t believe it. There were some that were different though. They were offers that stated no balance transfer fee. I had never transferred a balance before so wasn’t sure what this was or how you actually transferred it. I decided to call one of the companies that sent one of these to me. I asked them first what it meant by them saying no balance transfer fee. They were letting you transfer your balance to their companies credit card for no charge. Usually they said they charge up to seventy five dollars. I was amazed and decided to do this. Upon discussing this with the company I was transferring from, I asked them how much they charged. It was a percentage of your balance. I even received a lower annual percentage rate with the company that a transferred to.